Empowering enterprises with frictionless transaction routing, UPI 123PAY inclusion, real-time settlement rails, and sub-second fraud interception.
Average Switch Latency
Transaction Success Rate
Transactions / Second
Certified Level 1 Compliant
UPI 123PAY is a landmark breakthrough in the Unified Payments Interface (UPI) ecosystem, engineered to empower feature phone users and non-internet populations to execute secure digital transactions. By dialing interactive voice response (IVR) numbers, missed call verifications, or proximity sound-based frequencies, users can initiate instant peer-to-peer and merchant payments.
Avoid costly transaction drop-offs with intelligent algorithmic routing. Our switch monitors bank node uptime in real-time, automatically diverting transactions to the highest-performing acquiring bank or UPI handle to ensure maximum transaction success rates.
State-of-the-art neural networks evaluate incoming transactions against millions of fraud signatures in less than 200 milliseconds. Combined with Pan-Asian currency capabilities, your business can seamlessly collect and disburse cross-border capital without compliance friction.
